Jumbo Loans

If the Loan amount exceeds the maximum permissible loan amount of $424,100 in Arizona, it is called a JUMBO, or Non-Conforming Loan.

Loan Details

  • NO Mortgage Insurance
  • Available in Maricopa/Pima County
  • Max 90% LTV Primary Purchase up to $1,000,000
  • Max 85% LTV Primary rate/term refinance or cash out up to $1,000,000
  • Max 85% LTV 2nd Home Purchase up to $750,000
  • Minimum FICO 700
  • Fixed 30 or 15 year terms
  • ARM (5/1)

  • Loan Amounts up to $1,750,000
  • LTV up to 95% No Mortgage Insurance
  • Primary & Second Homes Permitted
  • Purchase, Rate/Term and Cashout Transactions Permitted
  • Fixed 30, 15 year term, or 5/1 ARM
  • 680 Minimum FICO
    – (720 for Maximum LTV)

  • NO Mortgage Insurance
  • LTV Primary Home Up to $1,000,000
    – Max 90% Purchase
    – Max 85% Rate/Term Refinance or Cash Out
  • Max 85% LTV 2nd Home Purchase
    – Up to $750,000
  • 700 Minimum FICO
  • Fixed 30, 15 yr terms, or 5/1 ARMi

Eligible Borrowers Include the Following (this is not an exclusive list):

  • Certified Public Accountant (CPA)
  • College/University Faculty
  • Doctor of Pharmacy or Philosophy
  • Engineer
  • Attorney/Lawyer/Judge
  • Nurse (RN)
  • Veterinarian

Ready to Start Your Home Loan?

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